Tampa, FL

The Tampa Police Department has paid $21.5 million in documented police misconduct settlements from 1983 to 2025. Unlike most cities in this dataset, Tampa's exposure is driven primarily by wrongful conviction cases rather than use-of-force incidents - a distinction with significant actuarial implications. The two anchor cases involve men who collectively spent 68 years in prison for crimes they did not commit.

Robert DuBoise spent 37 years in prison after being convicted of rape and murder in 1983. His conviction was based on flawed forensic science - specifically, bite mark evidence that has since been discredited - and fabricated informant testimony. DuBoise was exonerated by DNA evidence in 2020. In 2024, the City of Tampa agreed to pay DuBoise $14 million - one of the largest wrongful conviction settlements in Florida history. Officers Phillip Saladino, K.E. Burke, and R.H. Price are named in the case.

Tony Hopps spent 31 years in prison after being convicted of armed robbery in 1993. His conviction was based on a tainted photo identification procedure. Hopps was exonerated in 2024. In 2025, he filed a lawsuit against the City of Tampa; the city settled for $7.5 million. Officers Gene Strickland, J.D. O'Nolan, and George McNamara are named in the case.

For insurance underwriters, the Tampa dataset illustrates a category of liability that is distinct from use-of-force exposure: wrongful conviction settlements arise from investigative misconduct, evidence fabrication, and procedural failures that may not be captured in standard use-of-force or misconduct tracking systems. The long latency between the original incident (1983, 1993) and the settlement (2024, 2025) - spanning four decades - represents a tail-risk category that standard municipal liability models are not designed to price. The $21.5 million total, spread over 42 years, produces a low daily rate ($1,369/day) that understates the severity of individual events.